I always get messages from my Instagram followers asking me about how I pay my orders from online shops such as Althea Korea, Beauty MNL and Sephora PH- I use PAYPAL. I want to share how I shop with confidence (Pia?) and the features I love about it.
Note: This is not a sponsored post. This is my personal preference.
First of all, what is PayPal? (from Wiki)
PayPal Holdings, Inc. is an American company operating a worldwide online payments system that supports online money transfers and serves as an electronic alternative to traditional paper methods like checks and money orders. PayPal is one of the world’s largest Internet payment companies. The company operates as a payment processor for online vendors, auction sites and other commercial users, for which it charges a fee.
Why I choose PayPal?
1. Almost all online shopping websites offer PayPal as their Payment Option.
2. It is convenient. You just need to choose PayPal and then you will be automatically redirected to your account to log in. The page will show you the amount to pay and you just need to click to confirm your payment.
3. PayPal Buyer Protection. I will discuss this below.
4. Security. The merchant does not receive any bank/card details or financial information from you.
How to create an account?
Signing up is free. Just fill in the details required and your account is set in a few minutes.
I don’t have PayPal balance, what do I need to do?
As a freelancer, I get paid through PayPal that is why I usually have balance on mine. Luckily, there is another way to use PayPal even without funds. You just need to add your card/bank details. Upon choosing Paypal as your payment method, the amount payable will be automatically deducted/charged to your bank/credit card.
Adding card/bank details is simple. Just fill in the required details:
What is PayPal Buyer Protection?
Say for example you didn’t receive the items you ordered, you may directly file a dispute with PayPal, so the payment will be on hold and eventually be refunded to you. It is also great when you made accidental purchases.
There you go. I think I have covered all the things you need to know about using PayPal for online shopping. For any questions, you may comment below and I will be more than willing to help you.
*Images are actual screenshots from PayPal website